Every item documented and priced accurately.
We build the itemized contents list a claim needs, for families and for the public adjusters who represent them. Every item gets a replacement link, RCV and ACV, and a specialist reviews every line.
Not sure where to start? Book a 15-minute call with Leland.
We turn one set of photos into every report the claim needs.
You send the photos once, and we send the same reviewed inventory back as PDF reports and an Excel workbook.
Carrier-ready settlement report
This is the classic deliverable. It has a cover page, a full settlement summary, and section-numbered line-item detail, formatted to hold up under carrier review.
- RCV, sales tax, depreciation, ACV, and net claim
- Section-numbered line-item detail
- Print-ready PDF for the claim file
Photo-backed inventory
Every line is ranked by value and backed by the photo that proves the item was there, which makes it hard for a carrier to wave away.
- A photo on every line item
- Ranked by total replacement value
- Quantity and value per item
Coverage & category breakdown
This is the analysis adjusters respond to. It shows coverage sublimits, category and room distribution, and age-bracket depreciation, all computed from the inventory.
- Coverage sublimits vs. claim totals
- Category & room distribution
- Age-bracket depreciation analysis
Editable line-item workbook
This is the whole claim as a spreadsheet. Each room has its own tab, every line is sortable, and the live RCV / ACV formulas let you reprice on the spot.
- One sheet per room, plus summary tabs
- Live RCV / ACV formulas
- Sort, filter, and edit any line
You can edit any item and choose its price.
You and your client log in to the same workspace our specialists use, where you can correct any line and choose the replacement product from a ranked list.
How it works
You send us the photos, and we return a finished, priced report in as little as 72 hours.
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Step 1 · Hours 0 to 48
You upload your photos.
Send whatever your team or client captured, including phone photos, video stills, walk-throughs, and drone footage. Our software finds every visible item, matches it to a replacement product, and calculates RCV and ACV.
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Step 2 · Hours 24 to 60
Our team reviews every item.
A specialist checks each line, corrects the matches, adds anything the software missed, and confirms age and condition. No report goes out until a person has reviewed all of it.
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Step 3 · Hour 72
You download the report.
You get a carrier-ready PDF and an Excel workbook, formatted to go straight into your claim file.
Get a sample report emailed to you.
This is an anonymized report from a real claim. Enter your email and we'll send you the PDF and the Excel workbook to keep.
Or open the sample in your browser first
Want to build your own report?
Upload photos from one of your claims and we'll build a real preview from that loss. We itemize and price what's in your photos, then email the preview back to you.
Get a preview from your photosYour photos stay private, and there's no obligation.
We started in a public adjuster's office.
My dad was an adjuster for the insurance companies for 10 years, and for the last 10 he's been a public adjuster. After the January 2025 fires he had more families than hours, and every one of them needed the same thing: a list of everything they'd lost.
I came from building technology products, and I thought I could help. The first family's list took four months, because doing it right takes far more detail than anyone expects. Since then our content specialists have built inventories for more than 30 families in Los Angeles and for public adjusters in five other states.
Leland Coontz IV, founder
Questions public adjusters ask us.
What photos do you actually need?
What if my client doesn't have pre-loss photos?
How accurate is the inventory? Won't it invent items?
What's your turnaround on revisions?
How is this different from Enservio or Exact Contents?
What kinds of claims do you take?
Who owns the data and the report?
Contents claims are the bottleneck no one has solved.
Reading damage is your job. Pricing 5,000 items shouldn't be.
Generic lists get generic prices
Carrier software values "toaster" at $4.88 and "Breville Smart Toaster (BTA840XL)" at $149.95. Most client lists look like the first one.
Weeks to compile, days to file
A traditional contents list takes 4 to 5 weeks to assemble. Meanwhile your client is sleeping on a friend's couch and the carrier is asking why nothing has been submitted.
Carriers reject unverified lines
If a line item doesn't have a comparable replacement, a real product link, and quantifiable features, the carrier values it at the lowest match in the database, then pushes back when you challenge it.
The task usually lands on the homeowner
Contents claims take weeks, and the impossible task often falls to the homeowner. Send it to us instead. Your clients get a more complete, defensible list than anyone could build alone, and you get your time back.
72 hours. Best list you've ever seen. Or your money back.
Late = full refund
If we don't deliver your complete, carrier-ready report within 72 hours of photo handoff, you get every dollar back. No prorating. No clauses.
Not the best list you've seen?
Open the file. If it isn't sharper, more complete, and more defensible than any contents list you've ever filed, tell us how to make it better. We fix it or refund it. Your sole judgment.
See what a complete list looks like.
Send us the photos from one claim, and we'll send back a real report so you can see the difference for yourself.