Every item documented and priced accurately.
You want the maximum settlement — and the list to back it up. Our in-house contents specialists return 3,000–5,000 line items per claim, each with a replacement product link, RCV, and ACV. Filed in 72 hours.
Guaranteed in 72 hours, or your money back.
One upload, multiple formats.
Send the photos once. Get the same audited inventory back in whatever form the claim needs.
Carrier-ready settlement report
The classic deliverable — a cover page, full settlement summary, and section-numbered line-item detail, formatted to hold up under carrier review.
- RCV, sales tax, depreciation, ACV, and net claim
- Section-numbered line-item detail
- Print-ready PDF for the claim file
Photo-backed inventory
Every line ranked by value and backed by the photo that proves the item was there — the version a carrier can't wave away.
- A photo on every line item
- Ranked by total replacement value
- Quantity and value per item
Coverage & category breakdown
The analysis adjusters respond to — coverage sublimits, category and room distribution, and age-bracket depreciation, all computed from the inventory.
- Coverage sublimits vs. claim totals
- Category & room distribution
- Age-bracket depreciation analysis
Editable line-item workbook
The whole claim as a spreadsheet — one tab per room, every line sortable, with live RCV / ACV formulas you can reprice on the spot.
- One sheet per room, plus summary tabs
- Live RCV / ACV formulas
- Sort, filter, and edit any line
Edit every item. Pick every price.
Clients and adjusters log in to the same workspace our specialists use — review the inventory item by item, correct any line, and choose the replacement product from ranked candidates.
From a photo to a price report in 72 hours.
Nothing to chase, nothing to coordinate. Send the photos and review the result.
Upload your photos. AI detects and prices.
Drag in whatever your team or client captured. The engine detects every visible item, matches a replacement product, and computes RCV and ACV.
Our Flow Contents team reviews every single item and approves it.
A specialist walks every line — correcting matches, adding what was missed, confirming age and condition. Nothing leaves the building unreviewed.
Download the report.
A carrier-ready PDF and Excel workbook — formatted to drop straight into your claim file. Filed the same day.
See a real report — two ways.
Preview an anonymized claim and have a copy emailed to you, or upload your own photos and get a real preview built from your loss.
Email me a copy
Open an anonymized sample report in your browser, then drop your email and we'll send the PDF and Excel to keep.
Preview the sample report
Estimate your photos, get a real report preview
Upload photos from one of your claims. We'll build a real preview from your actual loss — itemized, priced, and emailed back to you.
Estimate your photosPhotos stay private. You get a real estimate — no obligation.
Questions public adjusters ask us.
What photos do you actually need?
What if my client doesn't have pre-loss photos?
How accurate is the inventory? Won't it invent items?
What's your turnaround on revisions?
How is this different from Enservio or Exact Contents?
What kinds of claims do you take?
Who owns the data and the report?
Contents claims are the bottleneck no one has solved.
Reading damage is your job. Pricing 5,000 items shouldn't be.
Generic lists, minimum payouts
Carrier software values "toaster" at $4.88 and "Breville Smart Toaster (BTA840XL)" at $149.95. Your client's list looks like the first one — and they leave 70% on the table without ever knowing.
Weeks to compile, days to file
A traditional contents list takes 4–5 weeks to assemble. Meanwhile your client is sleeping on a friend's couch and the carrier is asking why nothing has been submitted.
Carriers reject unverified lines
If a line item doesn't have a comparable replacement, a real product link, and quantifiable features, the carrier values it at the lowest match in the database — then pushes back when you challenge it.
The task usually lands on the homeowner
Contents claims take weeks, and the impossible task often falls to the homeowner. Send it to us instead — your clients get a more complete, defensible list than anyone could build alone, and you get your time back.
72 hours. Best list you've ever seen. Or your money back.
Late = full refund
If we don't deliver your complete, carrier-ready report within 72 hours of photo handoff, you get every dollar back. No prorating. No clauses.
Not the best list you've seen?
Open the file. If it isn't sharper, more complete, and more defensible than any contents list you've ever filed, tell us how to make it better. We fix it — or refund it. Your sole judgment.
Stop leaving money off the claim.
Send us the photos from one claim. We'll send back a real report so you can see the difference for yourself.